finance tools Welcome to our Financial Tools Center. For answers to some of the most frequently asked financial questions, click below for our helpful tools and calculators. Or contact a Woods Bros. Realty sales associate or mortgage officer to discuss your needs in more detail. How much can I borrow? How much will my mortgage payments be? How much will my adjustable rate payments be? Which is better: fixed or adjustable? Which is better: 15 or 30 year term? Am I better off renting? Am I better off refinancing? What will my refinancing costs be? Which loan is better? What home can I afford? By selecting one of the links above, you are leaving Woods Bros. Realty and entering a third party web site. Woods Bros. Realty has provided these links for your convenience, but does not endorse or assume any responsibility for the content, links, privacy policy, or security policy of the web site. Any tools on the web site are provided for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. For personal advice regarding your financial situation, please consult with a financial advisor.